Alternative Data Sources and Psychometric Scales Supported Credit Scoring Models

dc.contributor.author Şahin, Türkay
dc.contributor.author Filiz, Gözde
dc.contributor.author Çakar, Tuna
dc.contributor.author Özvural, Özden Gebizlioğlu
dc.contributor.author Nicat, Şahin
dc.date.accessioned 2023-10-18T12:06:11Z
dc.date.available 2023-10-18T12:06:11Z
dc.date.issued 2023
dc.department Mühendislik Fakültesi, Bilgisayar Mühendisliği Bölümü en_US
dc.description.WoSDocumentType Proceedings Paper
dc.description.WoSIndexDate 2023 en_US
dc.description.WoSInternationalCollaboration Uluslararası işbirliği ile yapılmayan - HAYIR en_US
dc.description.WoSPublishedMonth Ekim en_US
dc.description.WoSYOKperiod YÖK - 2022-23 en_US
dc.description.abstract This study aims to evaluate individuals with limited access to banking services and enhance credit scoring models with alternative data sources. A psychometric-based credit scoring model was developed and tested. Despite limited data, significant potential findings were obtained. However, clarification of the distinction between credit payment intention and ability and validation of the results with more data are necessary. en_US
dc.description.sponsorship IEEE,TUBITAK BILGEM,Turkcell en_US
dc.description.woscitationindex Conference Proceedings Citation Index - Science - Conference Proceedings Citation Index - Social Science & Humanities en_US
dc.identifier.citation Filiz, G., Nicat, Ş., Şahin, T., Özvural, Ö. G., & Çakar, T. (2023, July). Alternative Data Sources and Psychometric Scales Supported Credit Scoring Models. In 2023 31st Signal Processing and Communications Applications Conference (SIU) (pp. 1-4). IEEE. en_US
dc.identifier.doi 10.1109/SIU59756.2023.10223937
dc.identifier.isbn 9798350343557
dc.identifier.issn 2165-0608
dc.identifier.scopus 2-s2.0-85173491184
dc.identifier.scopusquality N/A
dc.identifier.uri https://doi.org/10.1109/SIU59756.2023.10223937
dc.identifier.uri https://hdl.handle.net/20.500.11779/1957
dc.identifier.wos WOS:001062571000165
dc.identifier.wosquality N/A
dc.institutionauthor Çakar, Tuna
dc.language.iso tr en_US
dc.publisher IEEE en_US
dc.relation.journal 31st IEEE Conference on Signal Processing and Communications Applications (SIU) -- JUL 05-08, 2023 -- Istanbul Tech Univ, Ayazaga Campus, Istanbul, TURKEY en_US
dc.relation.journal 2023 31st Signal Processing and Communications Applications Conference, Siu en_US
dc.relation.publicationcategory Konferans Öğesi - Uluslararası - Kurum Öğretim Elemanı en_US
dc.rights info:eu-repo/semantics/closedAccess en_US
dc.subject Credit scoring en_US
dc.subject Psychometric data en_US
dc.subject Alternative data sources en_US
dc.title Alternative Data Sources and Psychometric Scales Supported Credit Scoring Models en_US
dc.type Conference Object en_US

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